Lemon Law Attorney
You wreck the car, you have to pay for it
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QUESTION: I recently purchased, or thought I was going to purchase, a used car. I signed a Bill of Sale for the vehicle but it was not filled out. I was preapproved for the purchase and gave the seller the check and took possession of the vehicle. A few days later, I caused an accident that wrecked the car. I have not told the owner about the accident yet. My insurance coverage is for liability only, but the seller has full coverage under his company. Because the Bill of Sale was not completed, I am not the listed owner of the wrecked car. I have been preapproved to purchase another car now and have stopped payment on the check I gave the seller of the first car. Do I have to pay the seller anything for the car? ANSWER: Yes. You owe the seller because you wrecked his car. It does not matter whether the car is in your name or not, or whether you have insurance to cover repairs of the damage you caused to the seller’s vehicle. You have damaged someone’s property and for that you are responsible. I suggest you contact the seller, and ask him to make a claim under his insurance policy for repairs to the vehicle. If there is a deductible, that cost should be borne by you. Because insurance carriers have a right to seek reimbursement from the person at fault, you can expect the insurance carrier to contact you in the near future. |
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